Cindy Stone - Licensed Mortgage Loan Officer

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Cindy Stone is a licensed mortgage loan officer serving the Kamuela (Waimea) area on Hawaii's Big Island, earning a perfect 5.0 rating for her personalized and professional mortgage guidance. She helps home buyers navigate purchase loans, refinancing, and specialized programs for Hawaii's unique real estate market. Clients consistently praise her clear communication, attention to detail, and commitment to finding the best loan solutions for their financial situations. FAQ: Q: What types of home loans does Cindy Stone offer? A: She works with conventional, FHA, VA, and USDA loans, as well as jumbo mortgages suited to Hawaii's higher home prices. Q: Can Cindy help with refinancing an existing Hawaii mortgage? A: Yes, refinancing consultations are available to help homeowners explore lower rates, better terms, or cash-out options on their existing loans. Q: How long does the mortgage approval process take in Hawaii? A: Pre-approval can often be completed within a few days. The full loan process typically takes 30-45 days depending on the transaction and lender conditions.

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Kamuela Mortgage market.

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