Carl Chen is a mortgage broker in San Jose. Operator refreshes the health score, market rank, and review feed every night.
Operator computes a Health score every night at 2 am HST. It is the one number that tells you if this shop is winning, losing, or steady. Here is how Carl Chen broke down on Apr 30, 2026.
Operator ranks every mortgage broker in San Jose every night at 2 am HST using reviews, response rate, and local market share.
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