Tim Dugan is a mortgage broker in Santa Barbara. Operator refreshes the health score, market rank, and review feed every night.
Operator computes a Health score every night at 2 am HST. It is the one number that tells you if this shop is winning, losing, or steady. Here is how Tim Dugan broke down on Apr 24, 2026.
Operator ranks every mortgage broker in Santa Barbara every night at 2 am HST using reviews, response rate, and local market share.
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